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Basically home insurance generally refers to the continent and local content as a company.



The continent includes not only the walls and the space but also the facilities, electric water. Ensure the continent also involves ensuring that the damage caused by third parties, so it is very important to know the total insured value in that case. For example, if a water leak affecting third insurance would repair their own and other damage occurs.



The content would be different goods that are physically on the premises. It is very important to assess the total value of the continent, as in case of loss must balance, the insurance pays for all damaged goods. For example: If a loss of value of 1000 $/£ having a content value of 3,000 $/£ and the expert finds that the value of content is 6000 $/£ occurs, consider that you are only insured for 50% of the content and therefore of $/£ 1000 of damage only pay 50% therefore $/£ 500.

In some cases home insurance we can ensure certain goods from outside the home. For example, in case of robbery, home insurance may cover a certain amount in cash and breaking glasses or mobile or any property broken during the assault.