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Find your car insurance
To drive a car on public roads is mandatory to have contracted insurance. The car insurances are usually split between third party insurance and all risk.
The insurances third is the minimum required and if the insured commits any inadvertent error that causes harm to others, cover such damage. The damage can be both material (other vehicles involved), physical death ...
The reason for that is legally required is because if someone gets that kind of damage has security receive fair compensation.
The insurances usually cover third car windows.
Another possibility is the comprehensive insurance . This type of insurance covers damage to the insured 's own although the error that caused the loss is yours. The all risk insurances usually hired for new vehicles or still being paid , because if the driver makes a mistake and your car is declared a total loss , lose all the value the car tend to buy another if necessary . As the price of the car goes down , it makes less sense to have it as the price of insurance curiously does not in the same proportion.
The all risk insurances have the possibility of being hired duty . That means the user pays the first x $/£ repair in case of damage caused by the .
For example, if a repair costs $/£ 3000 and has arranged insurance with excess of $/£ 500 , the insured would pay the 500 $/£ i $/£ 2500 the company remaining . If repairs below the $/£ 500 paid by the insured in his important totalidad.Es comment that a comprehensive insurance is not possible to group claims. That is, if a disaster occurs a blow to the front of the vehicle repair value $/£ 300 and then another value of 1000 $/£ in the rear, are two different claims , so that the insured would pay 300 $/£ for first loss 500 $/£ more the second incident. It can not therefore regard it as a loss of value $/£ 1,300 where the insured pays 500 $/£ first .
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